Terms and conditions

• “LITFX Academy” refers to LITFX Academy Pte. Ltd., registered at 10 Anson Road, #33-10C, International Plaza, Singapore 079903, including its owners, operators, and affiliates.
• “User” or “You” refers to anyone accessing or using the website.
• “Services” refers to educational content, courses, resources, and any other material provided by LITFX Academy.
• “Website” refers to www.litfxacademy.com and any associated domains or subdomains.

• LITFX Academy provides educational content only and does not offer financial, investment, or trading advice.
• Any strategies, examples, or training provided are for learning purposes and do not guarantee success.
• Trading CFDs and other financial instruments involves significant risk; users should conduct their own research and consult a licensed professional before making trading decisions.

• You must be at least 18 years old or the legal age of majority in your country to use this website.
• By using this website, you confirm that you are legally capable of entering into this agreement.

• To access certain features, you may be required to create an account.
• You agree to provide accurate and up-to-date information during registration.
• You are responsible for maintaining the confidentiality of your account credentials.
• Any activities conducted through your account are your responsibility. If you suspect unauthorized access, notify us immediately.

• Some content or services may require payment or subscription fees.
• Payments must be made in full before accessing the content.
• If you subscribe to a service, your subscription may auto-renew unless canceled before the renewal date.
• We reserve the right to change pricing at any time, with notice provided to current subscribers.

• All payments made to LITFX Academy are final and non-refundable.
• By purchasing any course, subscription, or service, you acknowledge that LITFX Academy does not offer refunds under any circumstances, including but not limited to:
• User dissatisfaction with the content.
• Failure to complete the course or access materials.
• Changes in personal circumstances or financial status.
• In rare cases where there is an issue with accessing purchased content, you may contact us at info@litfxacademy.com, and we will assist in resolving the issue.
• Chargebacks or disputes raised through payment providers may result in immediate account suspension and legal action.

• All content, including but not limited to text, graphics, videos, logos, and educational materials, is the intellectual property of LITFX Academy and protected under copyright laws.
• Users may not reproduce, distribute, or resell our content without explicit written permission.
• Violation of our intellectual property rights may result in legal action.

• Use our website for any illegal or fraudulent activities.
• Distribute, resell, or modify our content without authorization.
• Share, sell, or allow others to use your account. Each account is strictly personal and for the registered user only.
• LITFX Academy actively monitors login activity, including IP address tracking, device fingerprinting, and location checks.
• If multiple users are found accessing the same account, we reserve the right to immediately suspend or permanently ban the account without refund.
• Post false, misleading, or harmful information.
• Attempt to hack, scrape, or disrupt the functionality of our website.

• LITFX Academy provides services on a fair use basis.
• Each account is licensed to a single individual only.
• Any attempt to bypass account limits, including sharing logins, reselling access, or using automation/bots to scrape content, will be considered a violation of this Fair Use Policy.
• Violations may result in termination of access, loss of purchased content, and legal action.

• Trading CFDs and other financial instruments involves substantial risk, and you may lose more than your initial investment.
• LITFX Academy is not responsible for trading losses or financial decisions made by users.
• 70–80% of retail traders lose money when trading CFDs.

• We may suspend or terminate your account at any time, without notice, if you breach these Terms.
• Upon termination, you may lose access to purchased content and services.

• To the fullest extent permitted by law, LITFX Academy shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.

13. Governing Law & Jurisdiction

• These Terms are governed by the laws of Singapore.
• Any disputes shall be resolved in the courts of Singapore.

• We reserve the right to update these Terms at any time.
• Continued use of the website after changes constitutes acceptance of the new Terms.

• If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply.

• LITFX Academy is not responsible for delays or failures caused by events beyond our reasonable control, including but not limited to natural disasters, internet outages, or technical issues.